One of the clothing items that I think is really in the ‘must have’ category is a good solid raincoat with a removable liner. This is something that will carry you basically through most of the year except for the heat of the summer, when frankly, if you are caught in the rain, you are more likely to use an umbrella than a coat. So, from a ‘cost per wearing’ this is a terrific investment piece with a great return. (more…)