<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Kitchen Counter Economics &#187; saving money</title>
	<atom:link href="http://www.kitchencountereconomics.com/tag/saving-money/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.kitchencountereconomics.com</link>
	<description></description>
	<lastBuildDate>Thu, 22 Jul 2010 03:14:28 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Twill, Baby, Twill</title>
		<link>http://www.kitchencountereconomics.com/2010/06/23/twill-baby-twill/</link>
		<comments>http://www.kitchencountereconomics.com/2010/06/23/twill-baby-twill/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 00:58:20 +0000</pubDate>
		<dc:creator>htwollin</dc:creator>
				<category><![CDATA[Clothing]]></category>
		<category><![CDATA[Making It]]></category>
		<category><![CDATA[fashion]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[sewing]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[thrift]]></category>

		<guid isPermaLink="false">http://www.kitchencountereconomics.com/?p=1385</guid>
		<description><![CDATA[ Recently, I read on another blog that I frequent the author&#8217;s question about what sort of fabric he&#8217;d gone and bought to make himself a pair of pants. Male Pattern Boldness
 He thought it might be &#8217;some sort of twill&#8217;. Several of us recognized immediately that what he had was not twill but I [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.kitchencountereconomics.com/wp-content/uploads/2010/06/twill1.jpg"><img src="http://www.kitchencountereconomics.com/wp-content/uploads/2010/06/twill1-300x225.jpg" alt="" title="twill" width="300" height="225" class="alignright size-medium wp-image-1388" /></a> Recently, I read on another blog that I frequent the author&#8217;s question about what sort of fabric he&#8217;d gone and bought to make himself a pair of pants. <a href="http://malepatternboldness.blogspot.com/2010/06/peters-first-self-drafted-man-pants.html#more">Male Pattern Boldness</a></p>
<p> He thought it might be &#8217;some sort of twill&#8217;. Several of us recognized immediately that what he had was not twill but I thought that perhaps a little bit of information on what twill is&#8230;and ain&#8217;t..might be useful.</p>
<p>The picture at the top is a twill <span id="more-1385"></span>that is probably the most accessible and well known to all of us &#8211; and that is denim. I put the pen in the picture to draw your attention to the twill weave effect, which goes diagonally on the goods. That picture was taken straight down the leg of an old pair of blue jeans, so although the &#8217;straight of the grain&#8217; is vertical, you can see that the twill effect runs diagonally. </p>
<p>The definition, per wiki: &#8220;Twill is a type of fabric woven with a pattern of diagonal parallel ribs.It is made by passing the weft thread over one or more warp threads and then under two or more warp threads and so on, with a &#8220;step&#8221; or offset between rows to create the characteristic diagonal pattern. Because of this structure, twills generally drape well. Examples of twill fabric are chino, drill, denim, gabardine, tweed and serge.&#8221;  <a href="http://en.wikipedia.org/wiki/Twill">Twill</a></p>
<p>The one thing this definition does not mention (strangely enough) is that this structure does something else for fabrics:  It makes them extremely &#8220;hard wearing&#8221;.  Look at that list and what many times these fabrics are used for:<br />
<strong>Chino</strong>:  Men&#8217;s work pants and hot weather military uniforms.<br />
<strong>Drill</strong>: Men&#8217;s work clothing where an element of protection is required; also used as coverings on items that have to take heat such as ironing board pads. Usually light colored or natural and all-cotton.<br />
<strong>Denim</strong>: The original American work clothing:  blue jeans. The original fabric came in a dual fiber form: the dark blue was cotton and the white or natural was actually wool. You can still get &#8216;wool denim&#8217; clothing and fabrics from time to time and it is a fabric that the Australian Wool Board has promoted (for obvious reasons).<br />
<strong>Gabardine</strong>: The number of various fibers that this material can be made from are legion, but it remains that this fabric is used for nicer levels of office clothing such as suits for men and women.<br />
<strong>Serge</strong>: This fabric is not as popular in men&#8217;s suits as it once was but was considered very hard wearing; one weakness was that it had to be pressed from the back through a press cloth. The fibers in the weave are so numerous that pressing from the front caused shine.<br />
<strong>Tweed:</strong> The best use of this form of twill is in outerwear as the fibers in the weave are relatively coarse.</p>
<p>So, what was the fabric that the blogger got? It certainly had a pattern of parallel ribs on it, but the direction was horizontal to the straight grain of the goods. I just made a skirt (thank you; I couldn&#8217;t find a navy pencil skirt in my size any place. I had to make one for myself) out of the same type of fabric, though mine is a mixture of cotton and silk. This weave is called &#8220;faille&#8221; and can be found in many different fibers. The ribs are more pronounced than in a twill (besides the direction being totally different) and this gives the fabric entirely different qualities in terms of draping, durability and so on.<a href="http://www.kitchencountereconomics.com/wp-content/uploads/2010/06/faille1.jpg"><img src="http://www.kitchencountereconomics.com/wp-content/uploads/2010/06/faille1-300x225.jpg" alt="" title="faille" width="300" height="225" class="alignleft size-medium wp-image-1389" /></a> In general, it is seen as a dressier fabric than twills are and is generally not used in items such as pants, where durability in the seat and inner leg areas is a concern.</p>
<p>So, from a &#8216;bang for your buck&#8217; aspect, what&#8217;s your best choice? Well, for rough outdoor work clothing, denim and drill can&#8217;t be beaten. For suits with slacks, gabardine is best (and even better if you get it in &#8216;worsted wool&#8217; or a &#8216;worsted wool blend&#8217; as the worsted processing produces fibers with a hard finish, which makes the fabric even more durable). For women&#8217;s suits and dresses, gabardine is a very good choice as gabardine (especially in lighter weights) has a very nice drape but will also tailor well. For outerwear, heavier gabardines and tweeds are very good choices. Remember &#8211; hold up the fabric in the item up to the light and move one hand up and down so that the light plays across the face of the fabric and you&#8217;ll be able to see the diagonal rib effect. That way, you&#8217;ll know you have a true twill.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.kitchencountereconomics.com/2010/06/23/twill-baby-twill/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>On Vinegar</title>
		<link>http://www.kitchencountereconomics.com/2010/04/15/on-vinegar/</link>
		<comments>http://www.kitchencountereconomics.com/2010/04/15/on-vinegar/#comments</comments>
		<pubDate>Fri, 16 Apr 2010 00:52:21 +0000</pubDate>
		<dc:creator>htwollin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Shelter]]></category>
		<category><![CDATA[DIY]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.kitchencountereconomics.com/?p=1305</guid>
		<description><![CDATA[ (Ha &#8211; you thought I was going to go with a photo of bottles of vinegar or something, right? Fooled you. Photo courtesy of Casch52)
Housekeeping:
Vinegar comes from the Old French, &#8220;vin aigre&#8221;, meaning &#8217;sour wine&#8217;. Vinegar has the taste and the pH that it does because of the action of acetal bacteria which turns [...]]]></description>
			<content:encoded><![CDATA[<p><img alt=""src="http://farm1.static.flickr.com/90/256695325_7ac9552fc8.jpg" alt="pucker up"class="alignright" height="200"width="300" /> (Ha &#8211; you thought I was going to go with a photo of bottles of vinegar or something, right? Fooled you. Photo courtesy of <a href="http://www.flickr.com/photos/casch/256695325/">Casch52</a>)<br />
<strong>Housekeeping:</strong><br />
Vinegar comes from the Old French, &#8220;vin aigre&#8221;, meaning &#8217;sour wine&#8217;. Vinegar has the taste and the pH that it does because of the action of acetal bacteria which turns whatever carbohydrate there is in the liquid (and you can make vinegar out of the most amazing stuff out there &#8211; the list is almost endless and includes coconut milk and water, malt, any fruit known, and so on)in acetic acid. In the US, household vinegars are sold at 5% strength. This discussion is not about vinegar as a cooking ingredient.<span id="more-1305"></span></p>
<p>I&#8217;m here to shake the pompoms for vinegar as a utility item. If you are concerned about chemicals in the house (and I&#8217;m not even thinking about some little person getting their hands on oven cleaner out from underneath the sink), then Aunt Toby is here today to tell you that you all you need to clean stuff in your home is baking soda (another topic for another time) and vinegar. </p>
<p>And I&#8217;m not even going to tell you that you should be using one vs. another. I&#8217;ve used cider and white vinegars to clean with and they really are the same. Same strength, same result. Some uses I&#8217;ve put vinegar to which have worked amazingly:</p>
<p><strong>Toilets, bathtubs, showers:</strong>  We live in a hard water state. Stains the toilets, holds that nasty detergent/calcium deposits on the floors and doors of showers, etc. Vinegar, because it is acid, dissolves calcium (remember earth science and the whole thing with stalactites and stalagmites &#8211; same deal).<br />
<strong>How to clean a toilet</strong>: You&#8217;ll need 1-2 gallons of vinegar for this, so buy the cheapest jugs of the stuff you can find. You&#8217;ll also need a bunch of paper towels. Do this when it is NOT freezing outside because you will want to open all the windows (it&#8217;s just that the smell will make you go bald, ok). Empty out the toilet. Yes, it&#8217;s gross. Use a yogurt container or something else that you will not feel guilty about throwing away to empty out the last bits at the bottom (yes, the last bits. OK?). Put a gallon of vinegar in the toilet bowl. Put paper towels all around the toilet bowl so that the surface above the vinegar to the top of the bowl is covered. Carefully pour more vinegar into the bowl so that the paper towels wick up the vinegar. Make sure the paper towels are clinging to the sides of the bowl. Close the lid of the toilet, close the bathroom door. If you have family members (ahem, teenaged boys) who would not think about using the bathroom while this operation is going on, take something like masking tape and put a big slug across the door, like crime scene tape and a sign: &#8220;Bathroom out of order&#8221; or something like that. Go do something else elsewhere for 30 minutes. Then come back, take out the paper towels and throw those away and using a toilet bowl brush (or if you are brave and have lost your sense of smell by this time, 3M &#8482; pads work great for this, scrub the inside of the toilet. Clean as a whistle. This even works on those nasty blue stains in the bottom.</p>
<p>It&#8217;s harder to perform the same trick on tubs, but you can dilute vinegar and scrub the tub and showers with that &#8211; 1/2 cup in a couple of gallons of water will do the trick. </p>
<p><strong>DO NOT, I REPEAT, DO NOT MIX VINEGAR WITH ANY COMMERCIAL CLEANING PRODUCT (or ammonia or chlorine bleach or anything like that), THINKING THAT SOMEHOW YOU WILL PRODUCE SOME SORT OF SUPER-CLEANER.  </strong>My mom tried that, and we found her unconscious on the kitchen floor. vinegar and water is great. Period.</p>
<p><strong>Cleaning stained aluminum pots and pans:</strong> I love my heavy cast aluminum pots. They will outlive me, but sometimes you end up with stains on them or you burn something in them (yes, yes, I know) and you feel they are ruined. Au contraire, mes amis. Just take a half cup of vinegar, put in the pot, put more water in the pot, put on the lid and put on to simmer for 30 minutes (and yes, open the damn windows&#8230;). Stains gone. </p>
<p>Want to clean <strong>dishes and glassware</strong> and don&#8217;t want to use ammonia (and you shouldn&#8217;t you know) &#8211; put a little vinegar into the rinse water (takes the spots off if you live, as we do, in hard water country). Even if you don&#8217;t rinse it enough, no one will be poisoned by it. Little ones might end up making a face such as the one on the young lady above, but it is not poisonous, won&#8217;t freak up the environment or melt your pipes.</p>
<p>Great stuff. And oh yeah..it&#8217;s great for a lot of cooking, too, but that&#8217;s another topic for another time.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.kitchencountereconomics.com/2010/04/15/on-vinegar/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>DIY: Sometimes Saving $$ Means Doing What You Are Good At &#8211; Not Trying to Do What You Are NOT Good At</title>
		<link>http://www.kitchencountereconomics.com/2009/06/06/diy-sometimes-saving-means-doing-what-you-are-good-at-not-trying-to-do-what-you-are-not-good-at/</link>
		<comments>http://www.kitchencountereconomics.com/2009/06/06/diy-sometimes-saving-means-doing-what-you-are-good-at-not-trying-to-do-what-you-are-not-good-at/#comments</comments>
		<pubDate>Sat, 06 Jun 2009 18:05:50 +0000</pubDate>
		<dc:creator>htwollin</dc:creator>
				<category><![CDATA[Energy]]></category>
		<category><![CDATA[Shelter]]></category>
		<category><![CDATA[DIY]]></category>
		<category><![CDATA[energy efficiency]]></category>
		<category><![CDATA[heating/cooling]]></category>
		<category><![CDATA[repairs]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.kitchencountereconomics.com/?p=533</guid>
		<description><![CDATA[Sometimes, to save money on a DIY project, it's better to be honest with yourself about what you are good at doing (and will turn out well) and what you are not good at doing. Then find someone who will do the 'not good' stuff for you.]]></description>
			<content:encoded><![CDATA[<p><img alt=""src="http://farm4.static.flickr.com/3394/3600503003_85c29f29ba.jpg?v=0" alt="bathroom"class="alignleft" width="263"height="200" />I truly, madly deeply love the DH. But I am not delusional. All marriages have their flash points; for some people it’s money. For other people it is sex. For still others it’s politics. For us…it’s 30 odd years of unfinished DIY house projects. </p>
<p>I finally came to the conclusion that no matter how much the DH truly WANTED to do rehab in the house (which needed it desperately – actually more desperately than even WE appreciated), he had ‘fear of screwing up’. So, he was great at starting…and abysmal at…continuing. Finishing was about as within his grasp as performing cold fusion on the kitchen table. The amount of money wasted on started projects was really bad.<span id="more-533"></span></p>
<p>When ‘an estate situation’ (ahem) brought me a bit of money, I did not stop, did not hesitate, did not even argue myself out of it (because we’d already decided that we wanted to stay in the house).  We sat down with a contractor and talked about the house. We already knew what we were really good at – and we knew we were horrific at almost anything else. </p>
<p>If you want to save money on DIY – watching shows like “This Old House” is really sort of useless unless you grew up in a family where your father was a contractor, one uncle was a plumber and the other one was an electrician and you also had a finish carpenter in the family tree someplace. Unless you have spent your youth actually learning skills, performing tasks and so on, doing DIY consists of a whole lot of frustration. So it behooves you to sit down with yourself and family members (if family members are making themselves available to you) and being honest with one another and yourself. What are you really good at? And what do you suck at?</p>
<p><object type="application/x-shockwave-flash" width="300" height="225" data="http://www.flickr.com/apps/video/stewart.swf?v=71377" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000"><param name="flashvars" value="intl_lang=en-us&#038;photo_secret=5670f58cf4&#038;photo_id=3600471229"></param><param name="movie" value="http://www.flickr.com/apps/video/stewart.swf?v=71377"></param><param name="bgcolor" value="#000000"></param><param name="allowFullScreen" value="true"></param><embed type="application/x-shockwave-flash" src="http://www.flickr.com/apps/video/stewart.swf?v=71377" bgcolor="#000000" allowfullscreen="true" flashvars="intl_lang=en-us&#038;photo_secret=5670f58cf4&#038;photo_id=3600471229" height="225" width="300"></embed></object>In our case, we are really good at: demolition, putting in insulation, painting and cleaning up. Even with living in the country (which in our case means that we could do electrical and plumbing if we wanted to and felt competent to), we find that it’s best to use the experts to do the really important stuff. This little video here is a visual tour of the very last room to be rehab&#8217;d  at Chez Siberia. You see in it &#8211; the old leaky wood windows, the plaster work and the saw kerf made by our contractor to help us take out the plaster.</p>
<p>Important stuff includes: Things that will cause flood or fire, blow up the house, cause parts of the house to collapse or kill someone. Also, stuff that people actually SEE, like spackling and taping the seal on wallboard, the installation on the windows and all the trim work. </p>
<p>We’ve learned a couple of tricks from doing all the demolition work at Chez Siberia, which was built in 1939:  the plaster work in the corners (see the video) of the walls and where the ceiling meets the walls was done on top of extruded metal lathing, which is really hell to try to pry off. We asked the contractor to run his Saws-all™ in the corners and the seams between the ceiling and the walls (see the video); at that point, we could use pry bars and a truly amazingly nasty tool that can make very short work  (see the video).<object type="application/x-shockwave-flash" width="300" height="225" data="http://www.flickr.com/apps/video/stewart.swf?v=71377" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000"><param name="flashvars" value="intl_lang=en-us&#038;photo_secret=5ab0248976&#038;photo_id=3601220482"></param><param name="movie" value="http://www.flickr.com/apps/video/stewart.swf?v=71377"></param><param name="bgcolor" value="#000000"></param><param name="allowFullScreen" value="true"></param><embed type="application/x-shockwave-flash" src="http://www.flickr.com/apps/video/stewart.swf?v=71377" bgcolor="#000000" allowfullscreen="true" flashvars="intl_lang=en-us&#038;photo_secret=5ab0248976&#038;photo_id=3601220482" height="225" width="300"></embed></object> Believe it or not, we were able to take down all the walls in the room, get out all the nails and clean up in about an hour. Now, being that this was built in 1939, the plaster technology had already moved away from the multi-coat/wood lathe system to the first gypsum boards. These were about 18” wide (since buildings were being done with 2&#215;4s 18” on center) and almost an inch thick, and as you can see from the video, once the DH had punched a hole in the wall and gotten his tool in, he could pretty much pull out the gypsum wall boards in rather large chunks. We threw all of that into wheel barrows outside the windows and put that next to the garage – we wanted to get everything done before we ordered the dumpster (a ‘tip’ for any UK readers; sometimes referred to as a ‘roll-off’ in other areas), which will be coming this week. </p>
<p>You’ll notice a couple of things in the videos – I showed the empty walls for a reason. As I mentioned, this house was built in 1939 – when we started this process two years ago, we had a lot of complaints about this house. It was cold; it was dark; it was unpleasant. There were people who did not understand why we did not just sell or use a bulldozer on it. The first room the DH and our son worked on was the kitchen, which was the coldest, darkest, most unpleasant room we had and almost immediately they discovered exactly WHY it was so chilly and unpleasant (the dark part had to do with the lack of windows and the fact that it faces the north side; the dark brown carpet and dark brown cabinets had nothing whatsoever to do with it – oh no, they did not..hehe). The entire rest of the house was built in exactly the same way and the video showing the walls after we got rid of the plaster board show it too: Right – there is nothing there. Zip. Zero. No insulation whatsoever. The entire house’s insulative quality consisted of dead air in the walls and wooden windows which a former owner had tried to improve with aluminum triple track storms and screens. Talk about your ‘triple threat’ in terms of energy savings: no insulation, old leaky windows and storms made with aluminum (which transmits the cold like nobody’s business). No wonder we could practically see our breath in the kitchen during the winter time. It WAS cold. The only thing that saved us was the fact that we had a closed in staircase between the kitchen and everything else in the house; otherwise the entire house would have been that temperature. As it was, the rest of the house was only marginally better; the livingroom on the south side, on sunny days, was a major improvement on every place else in the house. </p>
<p>So, the role for the DH and me, in terms of doing the DIY in this house – so that we really would save as much as we could while at the same time getting the quality appearance that we wanted, was our doing what we do best. We are not against people deciding to ‘learn by doing’ – but we felt that since we only had enough money to do it once,  it’s better to invest the money in having people with the skills we did not have do the stuff that we are not competent to do. We’ve done spackling and taping – it never came out looking right. We can’t install windows properly. We didn’t try to do that. We can’t do trim work – a miter box may as well be a nuclear reactor as far as either one of us is concerned – the trim work that the contractor has done for us looks great and fits the rather strange walls that we have in several of the rooms. In an old house, sometimes you have to fiddle around with things a lot.</p>
<p><object type="application/x-shockwave-flash" width="300" height="225" data="http://www.flickr.com/apps/video/stewart.swf?v=71377" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000"><param name="flashvars" value="intl_lang=en-us&#038;photo_secret=3e24b7d655&#038;photo_id=3601234020"></param><param name="movie" value="http://www.flickr.com/apps/video/stewart.swf?v=71377"></param><param name="bgcolor" value="#000000"></param><param name="allowFullScreen" value="true"></param><embed type="application/x-shockwave-flash" src="http://www.flickr.com/apps/video/stewart.swf?v=71377" bgcolor="#000000" allowfullscreen="true" flashvars="intl_lang=en-us&#038;photo_secret=3e24b7d655&#038;photo_id=3601234020" height="225" width="300"></embed></object>And that has paid off for us. This room is now ready for the trim work to be put in. It&#8217;s been insulated, wallboarded and spackled (and NO bumps or bubbles!!). We finished the painting this morning. It&#8217;s a great deal &#8211; worked well for us.<br />
It&#8217;s great to work with someone who has a lot of experience in old houses.  We had a contractor who discovered that the entire center section of the house was not supported the way it was supposed to be so that not only could we not put the ceramic tile on the kitchen floor without it cracking, but we were also in danger of losing said staircase as well (so, needless to say, some of that legacy money went into having an engineer look at the house, the basement, and Rx two beams, some cement slabs and four two-ton jacks for the basement). We also had someone who had the skills on his team to open up the staircase and move the thermostat so that the heating system in the house could be balanced &#8212; pretty much all the rooms on the first floor are extremely pleasant now.  We also got someone who had the experience with old houses that he could crawl under our front porch and tell us what was absolutely necessary so that it did not fall down either. </p>
<p>But that doesn’t mean that you can’t work with your contractor. We saved money by doing the demolition and hauling ourselves. We saved money with painting (and by the way; the major way you can save money on painting is: buy the best quality interior latex you can get and choose…one color. We did and it saved us a boatload of money and we did not end up with cans of odd colors that don’t go with anything else. At the same time, we find that the color doesn’t look the same, depending on what side of the house the light is coming in and what time of the day it is – it’s as if we really did get four different colors of paint). Another way to save money with your contractor is to understand that they are in the business of selling you ideas and the more ideas they can sell you on, the more money they can make. So, it pays to know exactly what you want and unless the contractor can show you a much better technology or idea, you stick with it. Even with discovering all of those ‘problems’, it helps if your eyes don’t get too big for things like lighting, handles for cabinets, special systems inside cabinets, downdraft grills for islands built in the center of your kitchen and so on. </p>
<p>It also helps if you go into it with a budget in mind. Contractors really do understand when you tell them, “We only have xxxxx to work with; what can we get for that in terms of doing yyyyy? They will be able to tell you what they can do and what quality level they can do it at for a certain amount of money. But they do need to know if you have a firm idea of what you want to do. “A kitchen and 1.5 baths” is one thing; “work on the house” is just too amorphous to deal with. But especially if you live in a house built before 1965, however, you will have to expect to find problems, mistakes made by former owners, old technology, or totally missing technology, which may raise your budget considerably. So you might want to take the figure of the money you have, remove 1/3 in your mind and give your contractor THAT reduced figure so that when he comes to you and says, “We found a problem” you will have money set aside to deal with that.</p>
<p>At the same time, though, talk to your contractor about what you and your family can do. Most contractors will be more than happy to let you take care of demolition, hauling, painting, etc. – they can work up their estimate in detail and can, when you sit down with them and the detail, take items off as you divvy up the jobs.</p>
<p>And that way, you can get not only what you want, but also what you’ll be able to afford.<br />
<script type="text/javascript" src="http://www.letsgetsocialnow.com/source-codes/medium.js" language="JavaScript"></script></p>
]]></content:encoded>
			<wfw:commentRss>http://www.kitchencountereconomics.com/2009/06/06/diy-sometimes-saving-means-doing-what-you-are-good-at-not-trying-to-do-what-you-are-not-good-at/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Bleeding Money</title>
		<link>http://www.kitchencountereconomics.com/2009/06/01/bleeding-money/</link>
		<comments>http://www.kitchencountereconomics.com/2009/06/01/bleeding-money/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 13:15:12 +0000</pubDate>
		<dc:creator>Carolyn</dc:creator>
				<category><![CDATA[Clothing]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Making It]]></category>
		<category><![CDATA[eco-friendly]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.kitchencountereconomics.com/?p=512</guid>
		<description><![CDATA[DIY feminine hygiene protection]]></description>
			<content:encoded><![CDATA[<p><em>This is the first in what will hopefully be a long line of guest posts. In case y&#8217;all didn&#8217;t know, I&#8217;ve been helping Aunt Toby (well, she&#8217;s just Mom to me) with the back-end of the blog since its inception, and I&#8217;m super excited to be able to contribute to the content now! So hello from me! xo Carolyn</em></p>
<p>If you aren’t already, you may want to sit down to read this, because the things I’m about to discuss are considered unpleasant by a lot of people. Physical discomfort and even sickness, throwing money away, and contributing to larger landfills – all of these things can and do happen when you use… <span id="more-512"></span> disposable tampons and pads.</p>
<p>Betcha weren’t expecting that!</p>
<p>Let’s talk money. I just did a little quick and dirty math. I can buy a box of 30 non-branded tampons from my local Tesco (UK supermarket) for about £1.20 (roughly equivalent to $2US); I can generally go through one of those boxes in 1 month, since my cycle is short and heavy (a lot like me, in fact, and in case you didn’t already know, having a 28 day cycle is fairly atypical, not the norm). That’s £14.40 a year, and I’ve been menstruating for about 15 years now; I’ve spent £216 ($354US) on tampons alone. Factoring in pads and pantiliners to deal with the inevitable leaks, spots, very heavy days and accidents over the course of a month, and I’m up to £1116 ($1829US), spent in the last 15 years. Assuming that I’ve got another 20+ years of this ahead of me, I could potentially spend more than $3000US to bleed on some cotton and then throw it away. And those are conservative numbers; there are some who estimate that the average woman spends around $6000US in her lifetime on disposable menstrual products. Call me crazy, but there are probably a million other things worth saving $6000 for.</p>
<p>To add injury to financial insult, tampons are actually kind of bad for you. TSS (toxic shock syndrome) is now firmly associated with tampons in the mind of the public, but is there more to be aware of? Most tampons are made from bleached cotton and rayon. The chemical process used to bleach the fibers in tampons has been shown to produce dioxins, which the US EPA consider as probable carcinogens. (Remember Victor Yuschenko, the President of Ukraine? <a href="http://www.smh.com.au/ffximage/2004/12/05/yushchenko3_wideweb__430x287.jpg">Yeah, dioxins.</a>) While the amount of dioxins found within tampons is incredibly low, dioxins bioaccumulate (build up in fatty tissues over time), and some researchers argue that any amount is unacceptable. In addition, Snopes.com reports that “conventionally-grown cotton is one of the most pesticide-intensive crops in commercial agriculture. About 10% of the world’s pesticides and 22.5% of all insecticides are used on cotton.” So what exactly are we putting inside ourselves on a monthly basis? (As a personal sidenote, I know I’m not the only woman who finds tampons to be uncomfortable; I don’t need to feel like I’m getting a pap smear every time I take it out with the fibers scraping up my vag.)</p>
<p>The cherry on the cake (as if we need one)? Where are all those used pads and tampons going? Your local landfill. 14 billion tampons, applicators, and pads end up in landfills each year. If we don’t want the earth to look like WALL-E-World, surely we have an obligation to stop with this.</p>
<p>Ok, scaremongering over. There’s hope, y’all. After thinking about all of these things for awhile last year and doing some simple internet research, I found out that we have options!</p>
<p><strong>Reusable Cloth Pads</strong></p>
<p>Guess what – ladies back in the day weren’t out growing and bleaching cotton so they could make disposable pads to stick in their underoos; they were using rags and washing them out after use. We’ve upgraded a bit since then, but honestly, there’s no point reinventing the wheel, right? Most modern reusable pads have two parts: a “case” and a towel insert. They can be made out of a variety of fabrics, but the basic premise stays the same: you bleed on them and then wash them out. Simple, honest, easy. If the thought of handwashing your bloody pad sends a cold tingle down your spine, just throw it into your washing machine (on the cold setting to prevent stains setting). Or, some people, who I would consider especially granola, like to soak their used pads in a jar of water and then use that water in their gardens. You can buy reusable pads in a variety of online shops (seriously, just google search “reusable cloth pads” or “reusable menstrual pads”), or you can sew your own! (<a href="http://www.labyrinth.net.au/~obsidian/clothpads/DIYpads/DIY.html">This site</a> has excellent guides and patterns to work from, and a good section on reusable pads on a budget.)</p>
<p><strong>Menstrual Cups</strong></p>
<p>Forgive me while I gush (har-de-har-har, no pun intended) for a minute. Buying a menstrual cup has changed my life. I don’t have to worry if I’ve got a tampon with me while I’m out. I don’t have to worry about pesticides leaching into my uterus. I don’t have to spend money on something that I end up throwing away after 8 hours of use. It’s heavenly.</p>
<p>Menstrual cups are what they say they are – cups that collect menstrual fluid. I’m not going to talk about the disposable kind that sits right over your cervix (much like a diaphragm) because they’re wasteful and often leak; their only redeeming benefit is that they can be worn during sexual intercourse, but it’s not redeeming enough in my eyes. The other, more wondrous kind is bell-shaped and flexible, and either made out of latex or silicone. Menstrual cups have holes around the rim to create suction against the walls of the vagina so that the cup doesn’t fall out; unlike tampons or the disposable cup, these cups sit much further down, right at the entrance of the vagina. There is a stem that sits at the closed end to aid with removal if needed. Generally, cup brands have a smaller and larger size, and the volume of each cup varies by brand. Menstrual cups are made to last 10-15 years. I could potentially never have to replace mine! My cup cost £20 ($33US) – assuming that the average woman would have to buy, at most, 3 cups in her lifetime, that’s still only 3.3% the cost of what I predicted I’d spend with a lifetime of tampons and pads! </p>
<p><a href="http://www.menstrualcups.org/">http://www.menstrualcups.org/</a> &#8211; This is an incredible resource, with extensive FAQs on cleaning, insertion, and cup brands, and a whackload of reviews. Highly recommended.</p>
<p>Please stop using conventional, disposable menstrual products. They’re not good for your body, they’re not good for the environment, and they’re really not good for your wallet. Do your research and find some better alternatives.</p>
<p><script type="text/javascript" src="http://www.letsgetsocialnow.com/source-codes/medium.js" language="JavaScript"></script></p>
]]></content:encoded>
			<wfw:commentRss>http://www.kitchencountereconomics.com/2009/06/01/bleeding-money/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Sewing: Worth it&#8230;more or less</title>
		<link>http://www.kitchencountereconomics.com/2009/04/15/sewing-worth-itmore-or-less/</link>
		<comments>http://www.kitchencountereconomics.com/2009/04/15/sewing-worth-itmore-or-less/#comments</comments>
		<pubDate>Thu, 16 Apr 2009 01:24:10 +0000</pubDate>
		<dc:creator>htwollin</dc:creator>
				<category><![CDATA[Clothing]]></category>
		<category><![CDATA[Making It]]></category>
		<category><![CDATA[cheap and good]]></category>
		<category><![CDATA[family finances]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.kitchencountereconomics.com/?p=413</guid>
		<description><![CDATA[More on making home sewing pay.]]></description>
			<content:encoded><![CDATA[<p><img alt=""src="http://farm4.static.flickr.com/3089/3197462057_fb04aa41fb.jpg?v=0" alt="D's Shirt"class="alignleft" width="350"height="250" />Given the plethora (today’s ‘big’ word) of opportunities to buy what looks like inexpensive (i.e., cheap and cheaply made, of cheap goods) clothing, Aunt Toby would like to ask the logical question: If I can go to Wal-get-ohl-H&#038;M and buy a dress for $30.00, why bother sewing? Let’s just say that you are one of the lucky people(few though they may be) who actually can go to the rack, pull off a size whatever, put it on, look in the mirror and say to yourself, “Dayam, I look hot!” Well, let’s look at the major reasons people are STILL sewing clothing in A.D. 2009: creative outlet and fit and selection issues. </p>
<p><strong>Creative Outlet</strong>. This is the ‘my eyes are bigger than my stomach’ situation – sometimes it is merely that people see clothing that they could not possibly afford to buy and feel their skills are such that they can reproduce the look for less. At other times, it is a case of people falling in love with fabric (whoever dies with the biggest stash wins) and are inspired from the fabric up. Another factor is actually practical: If you are someone who actually looks on a wardrobe as something that can be freshened up with the addition of certain more ‘on trend’ items (and by that I mean items in certain colors or prints or shapes) and you can’t find them in the stores (a situation your Aunty finds herself in many many times) in your size, or in a style that flatters you, sewing is an option. If you are the sort of person who would be wearing high end looks AND also have the skills to pull this off AND you value your time at $0.00, then you can definitely save money. As for stash-a-holics – as someone who not only has built her own ‘fabric edifice’ but inherited a stash from her mother and great aunties, Aunt Toby has to say, “I feel your pain, Sisters.”<span id="more-413"></span></p>
<p><strong>Fit and Selection Issues:</strong> We discussed this in the first installment, but suffice it to say, a large majority of people who sew in 2009 are doing it because they are too something to fit into standard manufacturer’s fit sizing: too tall, too short, too round, too thin, low knees, high rearend, short arms, sloping shoulders, all the weight carried in the front, all the weight carried in the hips and thighs. Narrow shoulders with a big bust (Marilyn Monroe Syndrome). Wide shoulders and no bust. For everyone who ever stood under the merciless greenish yellow lighting of a try-on cubical, learning to fit and sew a decent shirt or dress will open the heavens to the glorious singing choir. </p>
<p>But let’s return to the ‘myth of the advantages of deep discount retail” and our illustration of the $30.00 dress (actually I got a catalog today from a mail order/on-line retailer which used to purvey $20.00 dresses – these dresses are now their $39.00 dresses. Such is the effect of rising expectations in China, where manufacturers having to pay their workers more – not appreciably more, but more nonetheless, thus giving them another excuse to increase their profit on each item). So, we are looking at the $30.00 dress, which frankly is mostly a fairly simple affair in cotton or nylon/rayon/polyester/cotton knit. It may have a zipper in it or may not. It may have a cheap lining in it; more times than not, it will not. It will be run through a ‘cover stitch’ machine which as you know, if you catch one of the threads and pull, you will end up with hems loose, seams popped and facings flipped out. This is a simple item to make – as long as the fitting has been done in the first place and the changes necessary to be made done on the pattern (or a muslin made and fitted),  even someone with basic technical sewing skills can produce something that looks BETTER than what can be bought off the rack. And it will cost the same…or less.</p>
<p>The cost to make this sort of dress (unless it has a very full skirt, lots of pleats, fancy sleeves etc.), including fabric and a zipper would be something in the neighborhood of $20-$25.00.  </p>
<p>Here is a nice simple dress, with or without sleeves, <a href="http://www.mccallpattern.com/item/M8107.htm">simple little dress</a></p>
<p>The amount of 60” wide fabric to make this dress is, depending on one’s size, 2-2.5 yards. I went to a couple of my favorite on-line fabric sites and the range of pricing can be anywhere from $4.00 a yard to $7.00 a yard, so let’s split the difference and go with $5.50. So the fabric is going to cost me about $12.00-$15.00, plus the thread and zipper, which will run another $3.00 together for a total of $15.00-$17.00. I’ll be able (because my local chain fabric store always has patterns on sale) to get the pattern for $4.50. And here is another secret to saving money with sewing: buy a pattern you like a LOT and make it multiple times. You get better at it and also it reduces the cost per use. But let’s say for the moment that you don’t. So this will cost you<br />
$12.00 &#8211; 15.00 fabric<br />
$3.00 zipper and thread<br />
$4.50 pattern<br />
Total: $19.50 &#8211; 22.50 plus your time</p>
<p>As long as you have the skills. This is the nut in this entire discussion. If you do not have the skills, you either have to acquire them (which is a joy in itself) OR you must pay for them. For what it will cost for you to get someone else to sew this for you, you may as well find a source of lessons, whether it is the local school district (some actually do have classes), a local fabric store (quilting lessons are usually easier to find than clothing sewing classes, but depending on where you are, this can vary – in larger cities this is easier to find). You can, if you are very very patient, make this dress with a needle and thread, but it might be better to  find a good used sewing machine.  These can be located everywhere – whether it is a school getting rid of their HomeEc sewing machines, or on Ebay, or a local sewing store , an estate sale or your local paper. Look for a good basic machine – the only stitches you will need are a straight stitch, a zigzag, and a stretch stitch.  Those will carry you through sewing anything short of sail canvas and industrial work. If you feel uncomfortable looking for a machine, find a sewing machine repair shop and ask them to keep an eye out for a good basic machine for you. </p>
<p>Now, looking at the illustration above, you may be asking yourself, “Well, I’m still not saving as much money as I’d like – why shouldn’t I still go to the ‘naughty retailer’ and buy the dress for $30.00? Making this is going to take several hours – I’d rather use my time …blogging in my pjs in my basement.” </p>
<p>For those of you saying that to yourselves at this point, Aunt Toby says, “Go in peace…and keep rolling the bottom hems of your slacks and wearing your tops over the waistbands of your skirts and pants because the waistband does not fit..” I can’t fight that sort of argument. </p>
<p>But for those who are intrigued by the idea of this, Aunt Toby says, “Come closer – we will continue this conversation tomorrow…in the meantime, dream…dream of the perfect white blouse..that buttons nicely all the way down the front and does not gape right in the middle of your chest…”</p>
<p>(photo at the top is courtesy of &#8230;. ME &#8212; that is a shirt I made recently for the ever-stalwart DH, who deserves as many custom shirts as Aunt Toby can push through her trusty Kenmore sewing machine)</p>
]]></content:encoded>
			<wfw:commentRss>http://www.kitchencountereconomics.com/2009/04/15/sewing-worth-itmore-or-less/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Home Sewing: Is it worth it?</title>
		<link>http://www.kitchencountereconomics.com/2009/04/14/home-sewing-is-it-worth-it/</link>
		<comments>http://www.kitchencountereconomics.com/2009/04/14/home-sewing-is-it-worth-it/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 23:53:35 +0000</pubDate>
		<dc:creator>htwollin</dc:creator>
				<category><![CDATA[Clothing]]></category>
		<category><![CDATA[Making It]]></category>
		<category><![CDATA[bargains]]></category>
		<category><![CDATA[family finances]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.kitchencountereconomics.com/?p=408</guid>
		<description><![CDATA[Is home sewing a bargain? Here's how to decide.]]></description>
			<content:encoded><![CDATA[<p><img alt=""src="http://farm4.static.flickr.com/3273/2855221196_a0ccfc7d2b.jpg?v=0" alt="dressmaker's dummy" class="alignright" width="263"height="375" />Once upon a time, many moons ago, your Aunty used to teach workshops on spinning. This was a time of Birkenstocks and flowers in the hair and dirt under the fingernails and livestock out in the barn that needed to get sheared once a year. And once in a workshop, I was approached by a very earnest couple who asked me this:  “I want to make a sweater – what sort of sheep should I get?” And I asked what their goal was. If it was to get sweaters, then they should go to a store and get sweaters. If it was to learn how to knit, then go to a yarn store, get some yarn and get lessons and learn to knit a sweater. If it was fiber work, they could buy fleeces and learn how to clean and dye them and get them carded for spinning into yarn. But NONE of any of those things, I explained, was as expensive or time consuming as buying, raising, and caring for a sheep. And this has a bit of connection to a topic that is near and dear to my heart, which is:  Is it worth it to make your own clothing or clothing for family members? This is a two-part post which talks about this in terms of this issue. <span id="more-408"></span></p>
<p>I am told time and again that I am wasting time and money making clothing when I ‘can buy it at deep discount at Wal-Mart, Target, Kohls, H&#038;M&#8217; etc. I am not going to get into an ‘ethical clothing’ discussion here. Your Aunty is going to stick to bottom line issues, which deal with ‘true cost’ of an item – what it costs from the time you acquire it until you pitch it into the rag bag, the bag for the charity, give it away, etc. Studies have shown that most clothing purchased from deep discount retailers (much of which has a high petroleum content) are actually worn very little and then thrown away. In the UK, which has a well developed ‘charity shop’ retail sector, this sort of clothing can never be resold and ends up in bales going to Third World Countries. In the US, a lot of it ends up in  landfills. So, if we go to a deep discounter and buy a dress or a pair of pants for $30.00 (and let’s not get into the whole “I saw jeans at WalMart for $15.00 thing, ok? This is by way of illustration) and wear it twice, whereupon it falls apart in the washer or dryer, then the per wearing cost of that item was $15.00 a time.</p>
<p>So, let’s say you avoid shopping at the ‘naughty retailers’ and always try to get quality. There are plenty of places to buy clothing, but <strong>one of the almost universal problems that people have, unless they are of a certain shape and size,  in terms of buying clothing is finding clothing that fits.</strong> When clothing does not fit well, people do not wear it often and it oftentimes ends up at the back of the closet or off to the Salvation Army. Again, another high cost per wearing. </p>
<p>We won’t get into the issue of ‘fashion’ or even ‘likeability’ – just ‘do the buttons gap in the front’ or ‘can I raise my arms over my head’ or ‘is it too tight when I sit down?” I do not care what size or shape anyone is – for all the petite, missy, plus, women’s whatever out there in retail-land, finding things that a) you want to wear, b) that actually fit and c)that you can afford is almost an impossibility. For those of us, ahem, of a certain age, the memory of clothing available in sizes such as: Child,  Pre-Teen, Teen, Junior, Junior-Petite, Petite, Missy, Women’s, Half-sizes, and Plus sizes is but one indicator of what has happened in manufactured clothing. Child, Pre-Teen, Teen, Juniors and Junior Petites have been amalgamated into Child and Junior. Either you are 8 years old, or you are Britney Spears. Either you are 15 years old…or you are ready for the boneyard. And the loss of fitting opportunities has gone along with that because people change dramatically between the ages of 15, 20, 30, 40 and so on. So, finding things in styles that you want, that will fit you, and at a price point that you can afford is the Holy Grail of clothing. No matter how little or how much you are willing to spend or can afford to spend, the vast majority of us are faced with stuff that is not going to fit, which produces a situation which most of us are very familiar with:  people who wear clothing to fit their largest measurement and then it is either too long in length, the shoulders are falling off, the sleeves are too long and so on. People are not looking or feeling their best in retail clothing.  The answer to this many times is to have alterations done. If you have THAT set of skills, then you are home free. If you do not, the cost of them for most of us can be equal or more than  sewing the item from scratch ourselves. </p>
<p>So, what can we do? That couple at the beginning had a goal of a sweater. The goal in clothing(besides coverage, warmth, protection from the elements, etc. – for the moment, we will not discuss ‘fashion’ or ‘managing perceptions through clothing’) is to be able to obtain clothing people are going to like and that they will actually wear – a lot. When you are able to do that, then you will not only save money up front but also all the way along the lifetime of the garment as it gets worn over and over again. It is a commitment and investment of time to do so but the alternative is a waste of money and time. Aunt Toby is going into this (and I am biased – I admit it) with the philosophy that the US retail clothing sector has nothing to offer those of us who are not built like the companies’ fit models and I also resent things falling apart in the washing machine. Being able to build fit and quality into a garment from the ground up, to me is an answer that works. It might not work for everyone, but I do think it works. So, what are the key areas to being able to do this?</p>
<p>1)	What do you know how to do already? <strong>Producing clothing that looks good AND fits well takes two different sets of skills:  fitting and sewing.</strong> There are millions of unfinished and finished but unworn items in bags on the floor at the back of closets all across America because the item did not fit or the item did not fit comfortably. Being able to fit a pattern to yourself or a family member is crucial to being able to turn out clothing that looks good and feels good. This goes double if you have kids that are entering their teen years and you want to sew for them or teach them how to sew. So, if you know how to put clothing together from your home ec class or 4H in high school but are not sure about fitting, then you need to buy a book, find a class, etc. As far as Aunt Toby is concerned, anything else you do in the technical sewing area is totally wasted if you do not know how to fit because all your work will end up wadded up in a bag at the bottom of a drawer or the back of the closet. Especially when you are sewing for or with teenagers (who have all sorts of body consciousness issues) you need to be able do this or guide them to do it themselves. If all you are able to do ultimately is produce a prom gown that your daughter loves, you will have saved a boatload of money. I devoted a lot of time and effort learning fit so that I could do this for my two daughters and probably over the six or eight formals I made for them, I saved several thousand dollars and the girls had gowns that passed the ‘twirl in front of the mirror and with smile on the face’ test.<br />
2)	What sorts of clothing are you interested in making? If you are the sort of person who needs more formal business clothing, it is definitely worth the trouble to take a couple of tailoring classes so that you can get jackets looking correctly. A skirt or pair of slacks does not require nearly the amount of fitting or technical expertise that a jacket does. If you can learn to make a solid tailored jacket with chest pieces, shoulder pads, under collars, bound buttonholes etc., then you will be able to make coats as well. These items are a major expense when bought ‘off the peg’ – it’s worthwhile learning how to do this. Some people feel that learning to make really expensive clothing items such as this is the only reason to learn how to sew.<br />
3)	Alterations? What if what you want to do is just to alter ready-to-wear? Doing alterations well is an entirely separate set of skills because what the sewer is doing is basically taking the clothing apart in the areas that need altering and grading in the alterations. Learning what to do and why and for what reasons (sloping shoulders, large bust on a narrow chest, large rearend, and so on) is an almost completely separate set of skills and experience. Most alterations folks come to it from a tailoring background anyway, so I’d recommend taking classes.</p>
<p>So, here is your homework: Think about the issue of clothing for you and your family. What are your needs now and for the next five years. Would being able to fit, sew, or alter clothing that your family will wear a lot be something that you’d be interested in doing? Would you like to gain a skill that you can share with your children? Let&#8217;s not get into the details now of &#8220;I don&#8217;t have&#8221; or &#8220;how do we do..&#8221; Just think about it as an family expense issue.</p>
<p>(Dressmaker&#8217;s form photo courtesy of <a href="http://www.flickr.com/photos/misswired/2855221196/">misswired</a>)</p>
]]></content:encoded>
			<wfw:commentRss>http://www.kitchencountereconomics.com/2009/04/14/home-sewing-is-it-worth-it/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Money Saving Tip:  Dress for the Weather</title>
		<link>http://www.kitchencountereconomics.com/2009/01/31/money-saving-tip-dress-for-the-weather/</link>
		<comments>http://www.kitchencountereconomics.com/2009/01/31/money-saving-tip-dress-for-the-weather/#comments</comments>
		<pubDate>Sat, 31 Jan 2009 23:43:57 +0000</pubDate>
		<dc:creator>htwollin</dc:creator>
				<category><![CDATA[Clothing]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.kitchencountereconomics.com/?p=238</guid>
		<description><![CDATA[Help yourself stay healthy by dressing for the weather.]]></description>
			<content:encoded><![CDATA[<p>Today, I was reading a sewing blog that I am very fond of (<a href="http://missceliespants.wordpress.com/2009/01/30/one-more-fashion-related-post/">Miss Celie&#8217;s Pants</a>) and there was a posting about a dress which just so happened to be the dress that Mrs. Biden wore at the Inauguration on January 20th. Now, the reason it hit me is that at the time, when I saw the photographs of Jill Biden and Michelle Obama, I noticed one very striking thing: Mrs. Biden, even in her big red wool coat, looked really really cold. See: <a href="http://www.washingtonpost.com/wp-srv/metro/interactives/inauguration09/photos/ ">Number 19 is Jill Biden; Number 26 is Michelle Obama</a></p>
<p>Please notice what the two ladies, out in some extremely cold and windy weather, are wearing and how they look. It was 27 that day and with the wind, the wind chill factor was 7 degrees F. Except for a couple of breaks, they were exposed to the weather for hours. </p>
<p>Mrs. Biden is wearing a wool coat and high boots. And underneath that coat is the dress that Cidell wrote about in the link above. This dress, as you will notice from the picture in the link, has little tiny sleeves. Yes, it is made from wool (but it is men&#8217;s wool suiting &#8211; not exactly a heavy fabric at all) and considering the price, is probably lined, but undoubtedly with the standard polyester or acetate dress lining which is thin, slippery, and frankly, not warm at all. Mrs. Biden is also a very thin person; she is not exactly carrying around her own &#8220;insulation.&#8221;</p>
<p>Mrs. Obama&#8217;s outfit has frankly become quite famous &#8211; for its color, its cut, the bow on the front and so on. What is interesting about it, though, is what it is made of:<br />
<a href="http://thecaucus.blogs.nytimes.com/2009/01/20/about-the-dress/?scp=1&#038;sq=michelle%20obama%20isabel%20toledo%20dress&#038;st=cse">Michelle Obama&#8217;s Dress</a></p>
<p>&#8220;Ms. Toledo, who has been making clothes in New York for 25 years, said the coat and dress were <strong>made of Swiss wool lace, backed with netting for warmth and lined in French silk.&#8221;</strong></p>
<p><span id="more-238"></span>So, what Michelle&#8217;s dress had going for it in terms of warmth was: multiple layers of wool, silk (another wonderful insulative fiber), and from appearances, probably some other insulative interlining of some sort. It would not surprise me if both the coat and the dress had the thinnest weight of 3M&#8217;s Thinsulate™. She also was wearing a silk cardigan over the dress and underneath the coat. Michelle is also not as thin a person as Jill Biden, so she has some insulation of her own.</p>
<p>Mrs. Obama looked much happier and much warmer in her clothing than Jill Biden did. And if you saw any of the coverage of the balls, Mrs. Biden looked smashing in her strapless red dress, but she also looked, to me, tired and not particularly well.</p>
<p>I think she had, as my dear departed old Mum would say, &#8220;caught a chill.&#8221;</p>
<p>One of the ways to save money, frankly, is to keep yourself healthy. Eat well, get plenty of rest, drink lots of water, get fresh air and some exercise, don&#8217;t keep your living space so warm that it dries out your nose&#8230;and for heaven&#8217;s sake, dress for the weather and the temperature. Just look at those photographs of Mrs. Biden and Mrs. Obama &#8211; Mrs. Biden&#8217;s dress was stylish and fashionable to be sure, but it had no coverage for her arms and she had nothing between those arms and the outside except for that red wool coat&#8230;which looks to be a standard fashion lined wool coat. I&#8217;m sure the cold wind went right up her sleeves, hit her bare arms and chilled her terribly. I&#8217;m sure her memory of that day, one of the most important of her and her husband&#8217;s lives, is not her happiness or the pageantry or anything else. What I think she&#8217;s remembering is how cold and miserable she felt.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.kitchencountereconomics.com/2009/01/31/money-saving-tip-dress-for-the-weather/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>From the Ground Up: Shoes</title>
		<link>http://www.kitchencountereconomics.com/2009/01/17/from-the-ground-up-shoes/</link>
		<comments>http://www.kitchencountereconomics.com/2009/01/17/from-the-ground-up-shoes/#comments</comments>
		<pubDate>Sun, 18 Jan 2009 01:56:03 +0000</pubDate>
		<dc:creator>htwollin</dc:creator>
				<category><![CDATA[Clothing]]></category>
		<category><![CDATA[Repairing It]]></category>
		<category><![CDATA[fashion]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[shoes]]></category>

		<guid isPermaLink="false">http://www.kitchencountereconomics.com/?p=202</guid>
		<description><![CDATA[The true cost of shoes.]]></description>
			<content:encoded><![CDATA[<p><img class="imgLeft" src="http://farm4.static.flickr.com/3115/3205377320_8f1c48c43c.jpg?v=0" alt="shoes" /> </center></p>
<p><p>
There are many things about being female that are just plain unfair. Women’s clothing many times does not come with pockets or the pockets are small and useless (and yes I know many women refuse to un-sew the openings because ‘it ruins the line’). Women’s shoes many times are built along the philosophical lines of Chinese footbinding. But my major beef (or bone to pick depending) has to do with simple shoe quality. No matter how expensive women’s shoes are, unless you are getting something like orthopedic shoes from your podiatrist (and those can be absolutely costly and we won’t discuss the fashion factor), or perhaps something like the penny loafers still handsewn by Sebago, you are getting a shoe that is held together with glue.</p>
<p>Ah, but you say, &#8220;Aunt Toby, I don’t care about that – they just talked to me…and asked me to buy them and take them home and love them…”</p>
<p>And Aunt Toby’s answer to that one is: “Poppycock – if you want to truly save money on clothing and shoes, you have to buy things that you can wear for a long time , can maintain and can get repaired if need be.” <span id="more-202"></span></p>
<p>When you buy shoes that are being held together with glue, with plastic heels that are covered with fabric or glued leather, the number of events that can turn those shoes into something that goes into the garbage can are many. Fabric and glue do not stand up to rain, sleet, snow, salt or commercial ‘ice melt’ products used on sidewalks. Driving a car in shoes built like this scuffs up the leather and fabric on the heels, and though they can sometimes be repaired using solvents and pulling the covering back down over the heel insert and regluing, many times the repair cannot be done so that they look really good – leather will only stretch so far; fabric doesn’t stretch well at all.</p>
<p>See the photograph above. The men&#8217;s shoes belong to the DH and are years old – the DH is a guy who has five suit or sportcoat/dress slacks outfits that he wears in rotation to work every day of the week, with dress shoes to match. He also is hard on his shoes and goes through the ball of the sole. These shoes probably cost, retail when he bought them, $125.00 several years ago. The DH always buys heavy leather shoes with leather linings and welted soles. What you are seeing here is a welted sole – this is a separate piece which is sewn in such a way that the sole sticks out a teensy bit from the shoe itself.</p>
<p>Repeat after me: Welted Soles Are Good. And the reason they are good is shown by the flipped over shoe in the photograph which shows the following:  Welted Soles and Heels can be taken off by the shoe repair person and replaced…over and over and over again. As long as you have ‘the upper’ intact (that’s the part we think of as ‘the shoe’), you can still sew on another sole and hammer on another set of heels and Voila! The DH just got his soles and heels replaced; he basically has a practically new pair of shoes.  </p>
<p>Let’s do the math:<br />
Original Cost:	$125.00<br />
Age so far:	6 years<br />
Number of times worn a week:	2<br />
Number of times worn in current life: 2&#215;52x6…………624.00<br />
Number of times resoled and reheeled:  2, 1@$25 and the latest, @$35…$60.00<br />
Maintenance: Cleaning and polishing on a regular basis.<br />
So, total cost to wear to today’s date: $125.00 + $60.00 = $185.00<br />
Cost per wearing: $185.00 divided by 624 wearings = $.296…..29.6 CENTS.</p>
<p>The lonely little green dress shoe there belongs to me and has a wraparound sole put on with industrial glue along with a heel unit that comes down into the sole, a pretty common design these days. That pair of shoes breaks just about every rule I’m going to state below with regard to shoe investment: They are olive green, a once trendy color. They were a bargain which I have not gotten much wearing from. I can’t get them repaired due to the sole design. They will probably end up in the trash.  </p>
<p>With women’s glued shoes, all you need is one really nasty piece of weather the first time you wear them, or a mis-step into a pothole filled with slush and salt and boom! That one wearing is going to cost you the entire cost of the shoes. And how much did you spend on the past pair of dress shoes you got? OK&#8230;so you hold your nose and buy the Chinese made ones from the big chain place and you only paid $35.00 for them. But still – you wore them how many times before they fell apart, you got tired of them because they were out of fashion, or you decided they hurt? Unless you got 118 wearings out of them, they cost you more than the DH’s shoes cost him. And he still has these shoes with the brand new soles and heels on them which will last him another 2 years and another 208 wearings, which will lower the cost per wear to….22 cents per wearing. You can never catch up. Your per wearing cost for shoes is always going to be more…unless….</p>
<p>Unless you do certain things to<br />
a) increase the lifetime wearability of your shoes<br />
b) increase the lifetime fashion-ability and style of your shoes<br />
c) monitor your shoe wear</p>
<p>Now, for me to tell women to go out and buy welted dress shoes is really sort of fruitless. Even if you lived in a place like New York and could find an actual custom shoe maker there (and there are several), you probably would not be able to get a welted shoe made on a dress heel last. You would get a shoe that fit you better. You would get a shoe that would have components that you wanted and at a quality you wanted, but you would probably end up with a glued shoe. <strong>So, how do you increase the lifetime wearability of your shoes?</strong></p>
<p>1) Stop thinking of dress shoes as a shoe you wear all the time&#8230;in the rain&#8230;in the snow…in the salt. Dress shoes are what you wear when you get to the office or the party or whatever – but wear the tool for weather that was designed for muck, mire, rain and salt: boots. There are all sorts of really cute ‘Wellie’ type boots out there in crazy patterns and nice colors (and lots of sales now). Invest in a pair of boots – especially ones that have a removeable innersole. They will protect your feet – carry your shoes. This will instantaneously increase the wearability of your shoes.</p>
<p>2) When you buy shoes, buy leather shoes. Yes, I know there are folks who do not want animal hides touching their bodies. I accept that. But unless you are getting fabric shoes made from hemp (and there are those out there too), vegan shoes are made out of vinyl products which come from petroleum. I’m not going to get into the whole political and economic thing about petroleum based products here – what I AM going to talk about is foot health. It is not healthy to wear shoes that do not breathe. Your foot is made of skin – it breathes and needs another breathable item surrounding it to protect it. Fabrics breathe but are not terribly protecting or durable. Leather breathes. It is also something that you can protect and waterproof to a certain extent with the application of colored waxes called ‘shoe polish’ (remember THAT stuff?). I happen to think that the act of cleaning and polishing shoes is really neat – but then again, I am also someone who has very fond memories of sniffing mimeograph stencils when they were first handed out (something that I am sure accounts for some of my more odd personality quirks 45 years later). But polishing shoes protects them and that also increases the lifetime wearability, thus decreasing your cost per wearing.</p>
<p>3) Switch out your shoes; don’t wear the same shoes every day. </p>
<p><strong>Increasing the lifetime fashionability and style of your shoes.</strong> How do we do this?<br />
1) Pick basic styles in basic colors. I don’t care if you like national school bus chrome yellow or Tahitian blue in your clothing. Can you find yellow and turquoise shoes? You bet, especially if those colors are ‘in season’. But next season, boom…they are not, and into the trash those shoes will go. You’ve just increased your per wear cost exponentially and added more to a landfill someplace. But basic colors that you can wear with anything: luggage tan, cream/off white, black and brown. If you wear a lot of navy blue, you might think of getting a pair but the problem is that navy blue seems to be a color that hews to that old saw about Eskimos having 100 words for snow: The navy blue you have in your favorite dress or suit will probably never match what you see in the shoes…better to go with black shoes and let it go at that. I hate white shoes. Period. As for styles – go with basic stuff that goes with what you wear. If you dress formally for work, get pumps (or, ‘court shoes’ as they are called in the UK) with a heel that is comfortable for you. If you wear pants, you can either wear pumps or something flatter such as an oxford or loafer style. Expect to pay some good money for leather – buy something solid, with a good sole (not something like what is above that can’t be taken off) and don’t get funky heel styles (like a Louis Heel which is the leg-o-mutton sleeve of shoe-dom). Also, once you find a manufacturer with shoes that seem to fit you well, that means you have found someone with a ‘last’ which is good for your foot. Remember that manufacturer or manufacturers on a card in your wallet. These are your ‘go to’ shoe makers. Mine are Franco Sarto(tm), Aerosoles(tm) and Naturalizer(tm), all three of which seem to use a wider last, even on their B widths. </p>
<p>2)Don’t buy shoes on sale unless they are on your list of ‘I need’ – in terms of basic styles and colors. I do not care if they call to you like Snoopy’s chocolate chip cookies or the calls of Odysseus’ Sirens. You do NOT need Tahitian Blue strappy sandles for that one summer dress in your closet. Be tenacious. “I need a dark brown tie shoe with a two inch heel in leather.” There you go.</p>
<p><strong>Monitoring shoe wear.</strong><br />
 What happens to your shoes when you take them off when you get home? You ARE taking off your shoes when you get home, right&#8230;and changing into something else&#8230;a pair of sneaks or something else. If you have gotten them wet, are you just leaving them dripping in the front entrance on the rubber mat or are you drying them off, putting shoe trees in them or paper and putting them aside to dry (not on the hot air registers please)? When you take them off, just take 30 seconds to take a look at them – are they scuffed; do they need a polish; are the soles and heels ok? Don’t do what most of us do and throw them under the bed until the next time you drag them out and discover that they need attention. Take care of that now or put them with whatever you take to work tomorrow so that you can drop them off at the shoe makers on your way to get them repaired. The shoemaker is really your friend; these folks are many times true artists and have all sorts of magic tricks they can use to replace and repair. But they can’t do much if you leave things so long that the leather on the heel of those dress pumps is all scuffed up and rolled up the back of the heel insert. So, having maintenance done before the shoes are in terrible shape is a good thing to do.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.kitchencountereconomics.com/2009/01/17/from-the-ground-up-shoes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Save Money &#8212; SAVE MONEY!!</title>
		<link>http://www.kitchencountereconomics.com/2009/01/11/cheap-and-good-dont-save-money-save-money/</link>
		<comments>http://www.kitchencountereconomics.com/2009/01/11/cheap-and-good-dont-save-money-save-money/#comments</comments>
		<pubDate>Sun, 11 Jan 2009 20:35:37 +0000</pubDate>
		<dc:creator>htwollin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[bargains]]></category>
		<category><![CDATA[family finances]]></category>
		<category><![CDATA[organizing]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.kitchencountereconomics.com/?p=186</guid>
		<description><![CDATA[How to Accumulate Money from Discounts.]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" src="http://farm4.static.flickr.com/3410/3189040620_a689df6da2_m.jpg" alt="Money" /><strong> You hear this from people all the time, “I saved xxx much money.” “I got a great bargain; on sale, it was $xxx but I paid $yyy.&#8221; “I found a way to only pay, $xxx for thus and such; I saved so much money.”</strong></p>
<p>As many of you know who read my other diaries, I am someone who believes in the power of language. <strong>I believe that words and their meanings have almost a magical quality to change our thinking.</strong> Think about the phrase “Homeland Security” – think about what THAT’s done to us. </p>
<p>Aunt Toby is here to announce the opening salvo (remember that detergent?) in my war against any of the words starting with the letters: S-A-V.  That word and all of its daughter and sons (saved, saving, savings) have basically lost complete meaning. <strong>And here is my reason why: People think that &#8220;saving money&#8221; (that is, paying less for something you are going to buy anyway, or buying something based on the discounted price) is SAVING MONEY.<br />
</strong></p>
<p>What you really DID was “NOT SPEND MONEY” or, perhaps more clearly, “NOT SPEND AS MUCH MONEY.&#8221; You did not actually SAVE MONEY. <span id="more-186"></span>That is: <strong>YOU DID NOT TAKE THE DIFFERENCE BETWEEN WHAT YOU WOULD HAVE SPENT HAD YOU NOT GOTTEN THE DISCOUNT, AND PUT THAT MONEY IN A BANK ACCOUNT OR A JAR OR AN ENVELOPE UNDER YOUR MATTRESS OR BURIED IN A COFFEE CAN IN THE BACK YARD.  </strong> In many cases, people are actually encouraged to BUY MORE and SPEND MORE when they are in that situation (the “buy two; you’ll save twice as much” issue).</p>
<p>There is a huge difference between:<br />
	&#8211; &#8220;not spending as much money&#8221; on an item and taking the money you did not spend on X and then going out and spending it on Y, and<br />
	&#8211; &#8220;not spending as much money&#8221; on an item and then taking that money and “socking it away.&#8221;</p>
<p><strong>So, I want us to NOW replace any words that start with the letters S-A-V and replace them with other words</strong>:</p>
<p>Socking it away&#8230;a little old fashioned, but comes from the period when people would put extra money into a sock in their dresser drawers to save it.<br />
Accumulating<br />
Amassing<br />
Collecting<br />
Hoarding…think of yourself as Smaug – it puts a friendlier face on this word<br />
Putting Aside<br />
Bank, banking<br />
Salt Away<br />
Conserving<br />
Storing</p>
<p><strong>See how this changes your thinking, because you can no longer say, “I saved $xxx on this”; you have to say, “I’m putting $xxx aside,” or “I’ve got $xxx that I’m socking away.” It’s an entirely different mode of thinking, created by using different words&#8230;words that have specific and actionable meanings. </strong></p>
<p><strong>Now, to <em>putting words into action</em>: Actually finding out the difference between what you would have paid and what the item/service/whatever is actually costing you and putting it into a &#8220;socked away,&#8221; “stored&#8221; or &#8220;banked&#8221; state:</strong> </p>
<p>First, make sure you have one of the following available to you: a separate bank/credit union account (<strong>if you have a credit union available to you, either on an employer or community basis, you ARE a member, right? If you are NOT, then DO NOT GO, DO NOT COLLECT $200 AND DO NOT GO ANY FURTHER WITH THIS ARTICLE UNTIL YOU GET YOURSELF REGISTERED WITH THEM. AUNT TOBY IS VERY FIRM ON THIS: CREDIT UNIONS ARE GOOD THINGS</strong>)</p>
<p><strong>Example 1: Buying some THING (item of clothing, appliance, etc.)</strong><br />
1)	Do your research – where can you get the best buy?<br />
2)	What is the highest price you find vs. the lowest price? Are you going to buy from the lowest price (if &#8220;service after the sale&#8221; is not an issue for you, then this is easy)?<br />
3)	NOW, DO THIS. DO NOT QUESTION IT OR THINK ABOUT IT…JUST DO IT. SUBTRACT THE LOWEST PRICE FROM THE HIGHEST PRICE…AND EITHER WRITE A CHECK AND DEPOSIT IT INTO THIS SEPARATE ACCOUNT OR, MORE EASILY, ELECTRONICALLY TRANSFER THAT AMOUNT INTO THIS SEPARATE ACCOUNT.  </p>
<p><strong>Example 2: Taking lunch from home vs. eating out</strong><br />
1)	Do your research – how much money on a weekly basis are you spending on eating out? Check all your receipts over a month – you ARE keeping your receipts, right? We won’t consider how much going out to eat costs if you are charging these on credit cards. We’ll just take the strict meal/tip costs.<br />
2)	Divide that cost by however many days per month (we won’t get into the whole 30/31/28 thing) this is – if you only eat lunches out on weekdays, then it is 20; if we are talking all month, it’s 30 and then multiply by 5 or 7 (depending on whether you are looking at work-week eating out or everything)– voila – weekly cost.<br />
3)	Put that amount of money – real cash – into your wallet or purse in an envelope – to only be used to buy the separate ingredients you will need to make lunch. Now, if you are taking left overs from &#8220;big cooks&#8221; on the weekend, that is separate, but if, for example, you would be buying a salad every day then it looks something like this:</p>
<p>Salad’s out: $7.50/day x 5 days = $37.50<br />
Now, my salads out have: mixed greens, 4 cherry tomatoes, a handful of nuts and about an ounce of cheese in them. To buy at the grocery store:<br />
Mixed greens – 2 packages should do it                   = $5.00<br />
Package of cherry tomatoes – 1 pint – has about 30 = $2.50<br />
Cheddar cheese, 1 ounce, $3.00/pound, 5 days = $.94<br />
Nuts, ¼ c. per salad, 5 days, $2.99/#, 4C. to a pound = $.93<br />
Total Cost: $9.37 for the week for the salads; on a per salad basis, that is $1.87<br />
4)	So, $37.50 less $9.37 is $28.13. Take that money out of the envelope – don’t use it to buy anything else and put that money into your bank account, a big sock in your dresser drawer or whatever you want, but do not use it for another thing.<br />
5)	You might want to think about it in the same way with buying coffee/Danish/breakfast on your way to work or eating dinners out as well. But it all adds up to the same thing.<br />
<strong><br />
Example 3: Getting your spouse, BF, GF or SO to cut your hair.</strong><br />
1)	We  all start the same way: do your research. How much are you spending to get a hair cut now? $10? $20? $50?<br />
2)	If you offered money of any amount to your spouse, BF/GF/SO, they would probably be insulted – that does not mean you can’t do something nice for them, like bring them a cup of coffee in bed or buy them a cup of coffee later. Just figure that into the equation.<br />
3)	Take the difference between what you would have spent on the service and what it’s costing you. $20.00 minus $0 = $20.<br />
4)	Bank that – or, take them out for coffee – a nice cup of coffee locally (not Starbucks) is $1.50. If you want to go fancy, get a spritz of syrup and spend $1.75.  <strong>Then, bank the difference – really do that. If you get a hair cut once a month, then you are going to accumulate a lot of money. Even if the difference is only $8.00, that is $96 a year. If it’s $18, that is $216 a year. </strong></p>
<p><strong>You can actually accumulate money if you actually put it aside. Just getting discounts on things does not &#8220;save money,&#8221; nor does &#8220;failing to spend&#8221; if you are not putting it away. Savings is an ACT – you must actually DO IT and DO IT REGULARLY.  Think of this as your Financial Wellness Program – all Wellness Programs only work if a) you actually DO THEM and b) you perform them on a regular basis. </strong></p>
<p>(<em>cross posted at <a href="http://oxdown.firedoglake.com/diary/2947">Oxdown Gazette</a></em>)</p>
]]></content:encoded>
			<wfw:commentRss>http://www.kitchencountereconomics.com/2009/01/11/cheap-and-good-dont-save-money-save-money/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
	</channel>
</rss>
